Many individuals benefit from the financial advice and guidance expert lender services provide.
Business owners can leverage professional insights to secure suitable funding options that align with their strategic goals, while corporate clients benefit from customised advice on company structuring and recommendations for financing their growth and stability. Commercial property investors can optimise their investment portfolios with specialised lending solutions, and residential mortgage seekers can access competitive home loan products with the assistance of a lending professional.
Additionally, recommendations are given to those searching for personal loans or clients looking to manage their working capital requirements.
- The highly qualified and experienced team at William Buck can provide assistance with a range of lender services, including:
- Pre-lending reviews
- Investigative Accountant’s reviews
- Preparation of a solvency review
- Assessment of security held over a distressed company
- Advice on managing a company in financial distress
What is a lending review?
A lending review is a comprehensive assessment to evaluate a borrower’s financial health and stability before granting a loan.
This process involves examining past and current financial information, such as financial statements, cash flow forecasts, and the borrower’s loan repayment ability. The review also considers the value and sufficiency of any collateral provided and evaluates the overall risk associated with the loan. Lenders can make informed decisions by conducting a lending review. This ensures that the loan terms are appropriate for the borrower’s financial situation.
Best lending options for your business
Selecting your ideal lending option should be carefully conducted to ensure your business’s financial health and growth. Several types of businesses require differing approaches based on their size and equity:
- Start-ups: Securing working capital through asset finance or personal loans can provide the liquidity to establish operations initially.
- Small-to-medium enterprises (SMEs): These companies often seek tailored commercial property lending or acquisition funding to expand their market presence.
- Large corporations: Requiring more complex financial structures, large corporations may utilise development funding or cash-flow lending to support large-scale projects.
We have significant experience acting for all major lenders, non bank lenders, borrowers, and investors. Our highly experienced team of registered liquidators can bring their expertise and experience to assist in times of financial distress and achieve the best outcome for all stakeholders. Where appropriate, we will access resources across William Buck and the Praxity Alliance to enhance outcomes for all stakeholders.
By adopting a commercial approach tailored to each specific situation, our team will achieve the optimal outcome for every client.