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We’re one of the few truly integrated full-service firms providing financial advice for business owners. Our expertise in wealth management for business owners ensures optimal alignment of your personal financial goals with your business goals and needs. We will project manage your financial affairs managing the interaction between your business profits, investments, transactions, tax planning and ownership structures.

We actively seek out opportunities to add real value to your financial affairs. As part of this project management approach, in partnership with you, we will strategically engage and coordinate experts from our firm to capitalise on these opportunities.

This end-to-end process ensures the most tax-effective and profitable outcome for both your business and personal wealth. We provide you with:

  • A comprehensive strategy that amplifies wealth while offering robust asset protection.
  • Tax-efficient structuring of your business and investment assets to maximise profits after tax.
  • Investment portfolio advice and management that maximises your return while managing your risk.
  • Debt restructuring advice to turn non-deductible debt into deductible debt, saving you interest and tax to pay down your debt faster.
  • Expert advice on superannuation utilisation, ensuring it’s leveraged effectively for your future and aligns with your business objectives.
  • Tailored estate planning strategies to support the transition of your business assets and personal wealth to the next generation.
  • Asset protection strategies that utilise a mixture of insurance and appropriate asset ownership structures to protect your current and future wealth.
  • Buy/sell agreement advice to ensure a smooth transition of business value to your family.

Our approach ensures business owners achieve the most tax-effective and profitable outcomes, blending both business and personal wealth considerations into our strategic recommendations. With William Buck by your side, you’re gaining a strategic partner committed to propelling both your business and personal wealth to new heights.

Key solutions

  • Harvest profits tax effectively.
  • Determine optimal cash flow.
  • Design an investment portfolio to drive wealth accumulation and deliver on the outcomes that are important to you.
  • Focus on optimal return while minimising risk.
  • Evaluation and analysis of directly held private investment opportunities where appropriate.
  • Identify the right ownership structures to minimise tax and optimise after-tax cashflows.
  • Buy and sell insurance agreements.
  • Ensure appropriate business structure
  • Identify opportunities to optimise your after-tax position including advice when buying investment properties.
  • Tailor strategies to support the transition of your business, assets and personal wealth.
  • Effectively utilise your superannuation to optimise your business and personal position.

Related services

  • Wealth creation and tax minimisation
  • SMSF advice and superannuation
  • Trustee services
  • Portfolio management and administration
  • Estate planning and administration
  • Insurance and risk management

Frequently asked questions

How can a financial advisor help a business owner?

A financial advisor specialising in wealth management for business owners offers a unique blend of expertise tailored to the distinct challenges and opportunities business owners face from a tax and investment perspective. A financial advisor can ensure that personal wealth goals are seamlessly aligned with the business’s strategic objectives.

The role of a financial advisor is not just to provide investment guidance, but to also navigate the complex interaction between personal investments, business transactions, tax planning and ownership structures. Moreover, a comprehensive business owner wealth management strategy amplifies wealth, offers strong asset protection and recommends tax-efficient structures to maximise profitability. With the guidance of a professional financial advisor, business owners can make informed decisions that benefit both their personal finances and their business’s bottom line.

How does William Buck measure the performance of my investments and overall financial plans?

At William Buck, we prioritise a holistic approach to financial advice for business owners. To measure the performance of your investments and overall financial plans, we employ a combination of quantitative metrics and qualitative assessments. This includes tracking the return on investments, benchmarking against industry standards and ensuring alignment with your personal and business objectives. Our integrated full-service model allows us to consult with specialists across various domains, ensuring that every aspect of your financial strategy, from tax planning to asset structuring, is optimised for performance and aligned with your goals.

What tax strategies are recommended for business owners?

Tax efficiency is pivotal in any business owner’s wealth management strategy. Some recommended tax strategies include:

  1. Tax-efficient structuring of your business and assets to ensure you’re leveraging the best entity structures for tax minimisation.
  2. Exploration and implementation of available tax-loss harvesting options to offset potential capital gains.
  3. Maximising deductions related to business expenses.
  4. Leveraging superannuation effectively to minimize taxable income.
  5. Ensuring compliance with tax laws while taking advantage of all available credits and incentives.

Our approach ensures business owners achieve the most tax-effective and profitable outcomes, blending both business and personal wealth considerations into our strategic recommendations.

Wealth Management for Business Owners Specialists

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